Welcome, this website https://www.anticipate.life, associated anticipate.life domains, other websites, social media pages and Application are provided by:
Anticipate Life Pty Ltd
10/1 The Esplanade
Mt Pleasant WA 6153
AUSTRALIA
(“anticipate. life”).
The anticipate.life websites, domains and social media pages, are available to provide interested parties, including persons who have joined mailing lists for marketing and/or interacted or engaged with social media sites and posts (“Visitors”), with general information and material about anticipate.life and the nature and type of services provided by anticipate.life.
In relation to the anticipate.life Application and Service:
Visitors, Subscribers, Subscriber Invitees and Subscriber Nominees, except where the subject matter otherwise indicates or requires, are jointly referred to as“User” or “Users”.
The provision of Subscriber services on the anticipate.life Application is referred to as “the Service”.
These Terms and Conditions govern all Users.
Capitalised words are defined in the relevant dedicated section of this document.
Users must read this document carefully and abide by the Terms and Conditions.
Nothing in these Terms and Conditions creates any relationship of employment, agency, or partnership between anticipate.life and Users.
In these Terms and Conditions, where there is a reference to anticipate.life Contact Email Address, it is to: care@anticipate.life. anticipate.life can also be contacted via the anticipate.life Chatbot located in the right-hand bottom corner of the website and the anticipate.life Application.
The purpose and function of the anticipate.life Application is to allow a Subscriber to securely store and share, in a structured way, content created or uploaded by the Subscriber or by a Subscriber Invitee and to provide access to such content, in a convenient, controlled and secure manner as per the Application design.
Unless otherwise specified, the Terms and Conditions detailed in this document apply generally when using the anticipate.life Application or visiting any associated anticipate.life domains, social media pages or websites.
Single or additional conditions of use or access may apply in specific scenarios and in such cases are additionally indicated within this document.
By using the anticipate.life Application or visiting any associated anticipate.life domains, social media pages or websites, Users confirm to meet the following requirements:
By signing up to and or registering with the anticipate.life Application as a User or Subscriber you are accepting the Terms and Conditions stated on the anticipate.life website.
Subscribers are responsible for keeping their login credentials confidential and safe and must require Subscriber Invitees to do the same. Login credentials should not be shared. For this reason, Subscribers and Subscriber Invitees are also required to choose passwords that meet the minimum standards of strength required by anticipate.life.
By becoming a user of the Service, Subscribers agree to be fully responsible for all activities that occur under their username or email address, as well as under the password and under the username or email address and password of a Subscriber Invitee.
Subscribers are required to immediately and unambiguously inform anticipate.life via the anticipate.life Contact Email Address or the anticipate.life Chatbot, if they think or suspect that their personal information, including but not limited to Subscriber accounts, access credentials or personal data, has been violated, unduly disclosed or stolen or the access credentials of a Subscriber Invitee have been violated, unduly disclosed or stolen.
Subscribers can terminate their account and stop using theService at any time by going to the “Change Plan” section of “Settings” and choosing “Cancel”. When a Subscriber cancels his or her anticipate.life Application account, the account will immediately be suspended and subject to the below provisions relating to refunds and conversion of accounts his or her credit card may under certain circumstances be credited with a pro rata or portioned pro rata refund of any unused portion of their subscription payment from when the account was cancelled until the end of the subscription payment period which he or she has paid for. The Subscriber’s ongoing subscription payment obligations will also cease along with the Subscriber’s Service access. 30 days after termination of an account by a Subscriber, anticipate.life will delete the Subscriber’s content from anticipate.life’s system but copies may remain within the anticipate.life backups that will disappear over time.
The following provisions apply to termination and/or conversion of accounts:
anticipate.life reserves the right, at its sole discretion, to suspend or delete at any time and without notice, Subscriber accounts which it deems inappropriate, offensive or in violation of these Terms and Conditions.
The suspension or deletion of the account of a Subscriber due to causes attributable to the Subscriber or to a Subscriber Invitee:
anticipate.life may from time to time form non-financial associations with professional or business persons or groups including but not limited to Financial Planners, Accountants and Lawyers (the ‘Associate’). Upon the Associate entering into a Memorandum of Understanding or contract with anticipate.life, anticipate.life will provide the Associate with a dedicated link or code to the anticipate.life application, which the Associate’s clients can use to subscribe to anticipate.life.
By utilising the Associate Link or Code the Associate’s Client provides consent that the Associate will have ‘view only’ access to specific sections of the client’s anticipate.life account via a dedicated module within the anticipate.life application. The client may also appoint the Associate to another role within the application (e.g., Executor or Nominee) to allow greater access to information if required.
Subject to the above, all provisions herein relating to confidentiality and security of customer data and information remain in force.
Unless where otherwise specified or clearly recognisable, all content available on the anticipate.life Application, domains, social media pages and/or websites is owned or provided by anticipate.life or its licensors.
anticipate.life undertakes its utmost effort to ensure that the content provided on the anticipate.life Application, domains, social media pages and websites infringes no applicable legal provisions or third-party rights. However, it may not always be possible to achieve such a result.
In such cases, without prejudice to any legal prerogatives of Users to enforce their rights, Users are kindly asked to preferably report related complaints to the anticipate.life Contact Email Address or the anticipate.life Chatbot.
anticipate.life holds and reserves all intellectual property rights for all and any content on the anticipate.life Application, domains, social media pages and websites. Users may not therefore use such content in any way that is not necessary or implicit in the proper and legal use of the Service.
In particular, but without limitation, Users may not copy, download, share (beyond the limits set forth below), modify, translate, transform, publish, transmit, sell, sublicense, edit, transfer/assign to third parties or create derivative works from the content available on the anticipate.life Application, domains, social media pages or websites, nor allow any third party to do so through the User or through any device belonging to or in the possession of the User, even without the User's knowledge.
Where explicitly stated on the anticipate.life Application, domains, social media pages or websites, Users may download, copy and/or share some content available through anticipate.life for his or her sole personal and non-commercial use and provided that the copyright attributions and all the other attributions requested by anticipate.life are correctly implemented.
Any applicable statutory limitation or exception to copyright shall remain unaffected.
As noted above, the purpose and function of the anticipate.life Application is to allow a Subscriber to securely store and share in a structured way content uploaded or created by the Subscriber or by a Subscriber Invitee and to provide access to such content, in a convenient, controlled and secure manner, as and when required by the Subscriber, or by aSubscriber Invitee or by a Subscriber Nominee and thereby assist and facilitate the Subscriber’s life and end-of-life planning.
By uploading or creating content for anticipate.life to store and share in this way, Subscribers confirm that they and any Subscriber Invitee uploading or creating content are legally allowed to do so and that they are not infringing any statutory provisions and/or third-party rights.
Subscribers acknowledge and accept that by uploading or creating their own content or content uploaded or created by a Subscriber Invitee on the anticipate.life Application they jointly and severally grant anticipate.life a non-exclusive, fully paid-up and royalty-free license to process such content solely for the operation and maintenance of the anticipate.life Application, as contractually required.
To the extent permitted by applicable law, Subscribers and any Subscriber Invitee waive any and all moral rights in connection with content they upload or create on the anticipate.life Application.
Users acknowledge, accept and confirm that all content they provide through anticipate.life is provided subject to the same general conditions set forth for content on the anticipate.life Application.
Subscribers are solely liable for any content that they, or a Subscriber Invitee, upload, post, share, create or provide through the anticipate.life Application. Subscribers acknowledge and accept that anticipate.life does not filter or moderate such content.
However, anticipate.life reserves the right to remove, delete, block or rectify such content at its own discretion and to, without prior notice, deny the uploading Subscriber or a Subscriber Invitee access to the anticipate.life Application:
The removal, deletion, blocking or rectification of content shall not entitle Subscribers that have provided such content or that are liable for it, to any claims for compensation, damages or reimbursement
Through anticipate.life, Users may have access to external resources provided by third parties. Users acknowledge and accept that anticipate.life has no control over such resources and is therefore not responsible for their content and/or availability.
Subscribers agree to hold anticipate.life harmless from and against any claim asserted and/or damage suffered due to content they or any Subscriber Invitee provided through anticipate.life.
Conditions applicable to any resources provided by third parties, including those applicable to any possible grant of rights in content, result from each such third parties’ terms and conditions or, in the absence of those, applicable statutory law.
The anticipate.life Application, domains, social media pages, websites and the Service may only be used within the scope of what they are provided for and under these Terms and Conditions and applicable law.
Users are solely responsible for making sure that their use of the anticipate.life Application, domains, social media pages, websites and/or the Service violates no applicable law, regulations or third-party rights.
Therefore, anticipate.life reserves the right to take any appropriate measure to protect its legitimate interests, including by denying Users access to the anticipate.life Application, social media pages, domains, websites and/or the Service, terminating contracts, reporting any misconduct performed through anticipate.life Application, domains, social media pages, websites and/or the Service to the competent authorities – such as judicial or administrative authorities - whenever Users engage or are suspected to engage in any of the following activities:
anticipate.life shall be entitled to rely upon any of the following without further proof or enquiry as confirmation of the death of an Australian Subscriber:
Upon notification to anticipate.life of the death of a Subscriber, in an acceptable form, as per these Terms and Conditions, all of the Subscriber’s content on the anticipate.life Application will:
Further, the obligation on the Subscriber to pay further Service access or subscription payments shall cease.
Any intellectual or industrial property rights, and any other exclusive rights on software or technical applications embedded in or related to anticipate.life are held by anticipate.life and/or its licensors.
Subject to Users’ compliance with and not withstanding any divergent provision of these Terms and Conditions, anticipate.life merely grants Users a revocable, non-exclusive, non-sub-licensable and non-transferable license to use the software and/or any other technical means embedded in the Service within the scope and for the purposes of anticipate.life and the Service offered.
This license does not grant Users any rights to access, usage or disclosure of the original source code. All techniques, algorithms, and procedures contained in the software and any documentation related thereto is anticipate.life’s and/or its licensors’ sole property.
All rights and license granted to Users specific to a Subscriber shall immediately terminate upon any termination, cancellation or expiration of a Subscriber’s account.
The Service to Subscribers provided by anticipate.life is provided on the basis of payment, on:
The fees, duration and conditions applicable to the purchase of the Service are described below and in the dedicated sections of anticipate.life.
To access the Service, Users must register as a Subscriber or log into anticipate.life as an existing Subscriber.
Service access payment details, descriptions or availability of the Service are outlined in the respective sections of anticipate.life’s Terms and Conditions and are subject to change without notice.
While anticipate.life aims to provide the Service with the greatest accuracy technically possible, representation on anticipate.life through any means (including, as the case may be, graphic material, images, colours or sounds) is for reference only and implies no warranty as to the characteristics of the Service.
The characteristics of the Service will be outlined during the purchasing process and in the Agreement entered into between anticipate.life and the Subscriber.
Any steps taken to access the Service form part of the purchasing process.
The purchasing process includes these steps:
When a user subscribes to the Service, the following applies:
All notifications related to the described purchasing process shall be sent to the email address provided by the User for such purposes.
Where a person accesses the Service on a 14-day trial basis, their obligation to pay the Service access payments, taxes and possible further fees and expenses, as specified on the order page, is waived for the period of the free trial:
At any time during or at the conclusion of the 14-day trial period, a person may
If a person cancels the Service prior to submitting a subscription order or fails to submit a subscription order at the end of the trial period then any information or data already stored by the person in the anticipate.life Application will be deleted 30 days from the earlier of the date of cancellation or expiry of the 14 day trial period and anticipate.life will have no obligation whatsoever to release or make available in any form any such information or data to any person including the person who accessed the Service on a free trial basis.
Users are informed during the purchasing process and before order submission, about all fees, taxes and costs that they will be charged, being either annual or lifetime payments as the Subscriber elects.
Service access payments on anticipate.life are displayed inclusive of any applicable fees, taxes and costs.
Unless otherwise stated, all fees, taxes and costs are stated in Australian dollars.
Information related to accepted payment methods are made available during the purchasing process.
Some payment methods may only be available subject to additional conditions or fees. In such cases related information can be found in the dedicated section of the anticipate.life Terms and Conditions.
All payments are independently processed through third-party services.Therefore, anticipate.life does not collect any payment information – such as credit card details – but only receives a notification once the payment has been successfully completed.
If payment through the available methods failr is refused by a payment service provider:
Any possible costs or fees resulting from the failed or refused payment shall be borne by the User.
Unless stated to be otherwise, charges referred to for any services supplied (or offered for supply) in any Australian jurisdiction by anticipate.life are stated inclusive of the Australian goods and services tax charged under A New Tax System (Goods and Services Tax) Act 1999 or any relevant amended Act or replacement Act (GST). Where GST applies to any supply made to Subscribers, anticipate.life will deduct the applicable GST and issue Subscribers with a Tax Invoice. “Tax Invoice” means tax invoice as defined by A New Tax System (Goods and Services Tax) Act 1999 or any relevant amended Act or replacement Act. Charges for any services supplied (or offered for supply) in any other jurisdiction are stated inclusive of any local taxes relevant to that jurisdiction and will be administered as required by local law.
amount is received by anticipate.life. Similarly, on going access to and use of the Service is dependent upon, if the Subscriber elects to subscribe on an annual payment basis, the continued payment annually, for continued Service access.
Access to the Service shall be made available once payment is confirmed.
Access to the Service begins on the day the initial paymentis received by anticipate.life. In order to maintain access to the Service:
Access to the Service begins on the day the initial payment is received by anticipate.life. In order to maintain access to the Service, Subscribers must pay the required recurring monthly or annual, continued Service access, subscription payment in a timely manner. Failure to meet the payment deadlines may cause interruption to theSubscriber’s access to the Service and may ultimately lead to termination of theSubscriber’s account
A Subscriber’s account with anticipate.life may be terminated by the Subscriber at any time for any reason and without justification by theSubscriber, by the Subscriber sending a clear and unambiguous notice to anticipate.life via the anticipate.life Contact Email Address expressing his or her wish to terminate the Service. Termination shall take effect 30 days after the notice of termination has been received by anticipate.life.
Subscribers can learn more about the withdrawal conditions within this section.
Unless any applicable exception is mentioned below, Subscribers who are European Consumers are granted a statutory cancellation right under EU rules, to withdraw from contracts entered into online (distance contracts) within the specified period applicable to their case, for any reason and without justification.
Subscribers that do not fit this qualification, cannot benefit from the rights described in this section.
To exercise their right of withdrawal, Subscribers must send to anticipate.life via the anticipate.life Contact Email Address an unequivocal statement of their intention to withdraw from the contract.
In order to meet the deadline within which they can exercise such right, Subscribers must send the withdrawal notice before the withdrawal period expires.
When does the withdrawal period expire?
Subscribers who correctly withdraw from a contract may be reimbursed by anticipate.life for any initial Subscription payment made to anticipate.life as per these terms and conditions.
Such reimbursement shall be made without undue delay and, in any event, no later than 14 days from the day on which anticipate.life is informed of the Subscriber’s decision to withdraw from the contract. Unless otherwise agreed with the Subscriber, reimbursements will be made using the same means of payment as used to process the initial transaction. In any event, the Subscribers shall not incur any costs or fees as a result of such reimbursement.
Where a Subscriber exercises the right of withdrawal after having requested that the Service be performed before the withdrawal period expires, the Subscriber shall pay to anticipate.life an amount which is in proportion to the part of Service provided. Such payment shall be calculated based on the fee contractually agreed upon and be proportional to the part of Service provided until the time the Subscriber withdraws, compared with the full coverage of the contract.
In addition, and without prejudice to the statutory right of withdrawal or any other statutory rights, including guarantee rights, anticipate.life grants Subscribers a contractual right to withdraw from the contract within 30 days. Subscribers can therefore withdraw from the contract even once the statutory withdrawal period has expired.
The contractual extension of the withdrawal period is subject to the same conditions stated for the statutory right of withdrawal, including those for determining the beginning and the end of the withdrawal period.
Users may be viewing the material and information on the anticipate.life websites and/or social media pages in a jurisdiction or market in which anticipate.life does not currently operate. anticipate.life cannot be held responsible for non-compliance with any local advertising or consumer laws in relation to the material on anticipate.life’s websites, domains, social media pages, Application or Service in any such jurisdiction or market.
The distribution of information on anticipate.life’s websites, domains, social media pages or Application or the provision of the Service may be restricted by local law or regulation in certain jurisdictions. This information and the services anticipate.life offers are not intended for distribution to, or use by, any person or entity in such jurisdictions and persons accessing anticipate.life’s websites, domains, social media pages, Application or Service should inform themselves about and observe any such restrictions. If Users are in any doubt as to whether anticipate.life’s websites, domains, social media pages, Application or Service can be lawfully used by Users, please discontinue use immediately and seek appropriate legal advice.
The Subscriber agrees to indemnify and hold anticipate.life and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners and employees harmless from and against any claim or demand —including but not limited to lawyer's fees and costs — made by any third party due to or in relation with any culpable use of or connection to the Service, violation of these Terms and Conditions, infringement of any third-party rights or statutory provision by the Subscriber to the extent allowed by applicable law.
Unless otherwise explicitly stated and without prejudice to applicable statutory product liability provisions, Users shall have no right to claim damages against anticipate.life (or any natural or legal person acting on its behalf).
This does not apply to damages to life, health or physical integrity, damages resulting from the breach of an essential contractual obligation such as any obligation strictly necessary to achieve the purpose of the contract, and/or damages resulting from intent or gross negligence, as long as anticipate.life’s websites, domains, social media pages, Application and/or Service, have been appropriately and correctly used by the User.
Unless damages have been caused by way of intent or gross negligence, or they affect life, health or physical integrity, anticipate.life shall only be liable to the extent of typical and foreseeable damages at the moment the contract was entered into.
In particular, within the limits stated above, anticipate.life shall not be liable for:
Nothing in these Terms and Conditions excludes, restricts or modifies any guarantee, condition, warranty, right or remedy which a User may have under the Competition and Consumer Act 2010 (Cth) or any similar State and Territory legislation and which cannot be excluded, restricted or modified (non-excludable right). To the fullest extent permitted by law, anticipate.life’s liability to a User, including liability for a breach of a non-excludable right and liability which is not otherwise excluded under these Terms and Conditions, is limited, at anticipate.life’s sole discretion, to the re-performance of the services or the payment of the cost of having the services supplied again.
anticipate.life is provided strictly on an “as is ”and “as available” basis. Use of the anticipate.life websites, domains, social media pages, Application and Service is at Users’ own risk. To the maximum extent permitted by applicable law, anticipate.life expressly disclaims all conditions, representations, and warranties — whether express, implied, statutory or otherwise, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights. No advice or information, whether oral or written, obtained by a User from anticipate.life or through the Service will create any warranty not expressly stated herein.
Without limiting the foregoing, anticipate.life, its subsidiaries, affiliates, licensors, officers, directors, agents, co-branders, partners, suppliers and employees do not warrant that the content is accurate, reliable or correct; that the Service will meet Users’ requirements; that the Service will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the Application and Service is free of viruses or other harmful components. Any content downloaded or otherwise obtained through anticipate.life’s websites, domains, social media pages, Application and/or Service is downloaded at Users’ own risk and Users shall be solely responsible for any damage to Users’ computer system or mobile device or loss of data that results from such download or Subscribers’ use of the Service.
anticipate.life does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Service or any hyperlinked websites or service, and anticipate.life shall not be a party to or in any way monitor any transaction between Users and third-party providers of products or services.
The Service may become inaccessible or it may not function properly with Users’ web browser, mobile device, and/or operating system. anticipate.life cannot be held liable for any perceived or actual damages arising from Service content, operation, or use of the Service.
Federal law, some States, and other jurisdictions, do not allow the exclusion and limitations of certain implied warranties. The above exclusions may not apply to Users. This Agreement gives Users specific legal rights, and Users may also have other rights which vary from State to State. The disclaimers and exclusions under this agreement shall not apply to the extent prohibited by applicable law.
To the maximum extent permitted by applicable law, in no event shall anticipate.life, and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees be liable for:
This limitation of liability section shall apply to the fullest extent permitted by law in the applicable jurisdiction whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if anticipate.life has been advised of the possibility of such damage.
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages; therefore, the above limitations or exclusions may not apply to User. The terms give User specific legal rights, and User may also have other rights which vary from jurisdiction to jurisdiction. The disclaimers, exclusions, and limitations of liability under the terms shall not apply to the extent prohibited by applicable law.
The User agrees to defend, indemnify and hold anticipate.life and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees harmless from and against any and all claims or demands, damages, obligations, losses, liabilities, costs ordebt, and expenses, including, but not limited to, legal fees and expenses, arising from:
anticipate.life’s failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of any such right or provision. No waiver shall be considered a further or continuing waiver of such term or any other term.
To ensure the best possible service level, anticipate.life reserves the right to interrupt the Service for maintenance, system updates or any other changes, informing the Subscribers appropriately and to the extent practicable.
Within the limits of law, anticipate.life may also decide to suspend or terminate the Service altogether. If the Service is terminated, anticipate.life will cooperate with Subscribers to enable them to withdraw Personal Data or information in accordance with applicable law.
Additionally, the Service might not be available due to reasons outside anticipate.life’s reasonable control, such as “force majeure” (e.g. labour actions, infrastructural breakdowns or blackouts, etc).
Users may not reproduce, duplicate, copy, sell, resell or exploit any portion of anticipate.life’s websites, domains, social media pages or Application or its Service without anticipate.life’s express prior written permission, granted either directly or through a legitimate reselling program.
To learn more about the use of their Personal Data, Users may refer to the privacy policy of anticipate.life.
Without prejudice to any more specific provision of these Terms and Conditions, any intellectual property rights, such as copyrights, trademark rights, patent rights and design rights related to anticipate.life are the exclusive property of anticipate.life or its licensors and are subject to the protection granted by applicable laws or international treaties relating to intellectual property.
All trademarks — nominal or figurative — and all other marks, trade names, service marks, word marks, illustrations, images, or logos appearing in connection with anticipate.life are, and remain, the exclusive property of anticipate.life or its licensors and are subject to the protection granted by applicable laws or international treaties related to intellectual property.
anticipate.life reserves the right to amend or otherwise modify these Terms and Conditions at any time. In such cases, anticipate.life will appropriately inform Subscribers of these changes.
Such changes will only affect the relationship with the Subscribers for the future.The continued use of the Service will signify the Subscribers’ acceptance of the revised Terms and Conditions. If Subscribers do not wish to be bound by the changes, they must stop using the Service. Failure to accept the revised Terms and Conditions, may entitle either party to terminate the account of the Subscriber.
The applicable previous version of the Terms and Conditions will govern the relationship prior to the Subscribers’ acceptance. The Subscribers can obtain any previous version from anticipate.life. If required by applicable law, anticipate.life will specify the date by which the modified Terms and Conditions will enter into force.
anticipate.life reserves the right to transfer, assign, dispose of by novation, or subcontract any or all rights or obligations under these Terms and Conditions, taking the User’s legitimate interests into account. Provisions regarding changes of these Terms and Conditions will apply accordingly.
Users may not assign or transfer their rights or obligations under these Terms and Conditions in any way, without the prior written permission of anticipate.life.
All communications relating to the use of the anticipate.life Application, Service, social media pages, domains or websites must be sent to anticipate.life via the anticipate.life Contact Email Address or the anticipate.life Chatbot.
Should any provision of these Terms and Conditions be deemed or become invalid or unenforceable under applicable law, the invalidity or unenforceability of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.
Should any provision of these Terms and Conditions be or be deemed void, invalid or unenforceable, the parties shall do their best to find, in an amicable way, an agreement on valid and enforceable provisions thereby substituting the void, invalid or unenforceable parts.
In case of failure to do so, the void, invalid or unenforceable provisions shall be replaced by the applicable statutory provisions, if so permitted or stated under the applicable law.
Without prejudice to the above, the nullity, invalidity or the impossibility to enforce a particular provision of these Terms and Conditions shall not nullify the entire Agreement, unless the severed provisions are essential to the Agreement, or of such importance that the parties would not have entered into the contract if they had known that the provision would not be valid, or in cases where the remaining provisions would translate into an unacceptable hardship on any of the parties.
Any such invalid or unenforceable provision will be interpreted, construed and reformed to the extent reasonably required to render it valid, enforceable and consistent with its original intent. These Terms and Conditions constitute the entire Agreement between Users and anticipate.life with respect to the subject matter hereof, and supersede all other communications, including but not limited to all prior agreements, between the parties with respect to such subject matter. These Terms and Conditions will be enforced tothe fullest extent permitted by law.
All material on anticipate.life’s websites, domains, social media pages, Application and Service is designed to comply with the laws of Western Australia, Australia and these terms and conditions are governed by and construed in accordance with those laws and Users irrevocably submit to the exclusive jurisdiction of the courts of the State of Western Australia. The material is primarily directed to Users in Australia and when Users use anticipate.life’s websites, domains, social media pages, Service and/or Application, Users accept that their use of the anticipate.life’s websites, domains, social media pages, Service and/or Application and any information therein, will also be governed by the laws of Western Australia and if any dispute arises from Users use of anticipate.life’s websites, domains, social media pages, Service and/or Application or any of the information on them, Users agree to submit to the exclusive jurisdiction of the courts of Western Australia.
Services described in anticipate.life’s websites, domains, social media pages, Application and Service are only available in the jurisdictions where anticipate.life is licensed or authorised by local law or regulation.
Regardless of the above, if a User qualifies as a European Consumer or is a Consumer based in Switzerland, Norway or Iceland and has his or her habitual residence in a country where the law provides for a higher consumer protection standard, such higher standards shall prevail.
Users may bring any disputes to anticipate.life who will try to resolve them amicably. While Users' right to take legal action shall always remain unaffected, in the event of any controversy regarding the use of anticipate.life’s websites, domains, social media pages, Application and/or the Service, Users are kindly asked to contact anticipate.life via the anticipate.life Contact Email Address.
The User may submit the complaint to anticipate.life by using the dedicated section of anticipate.life and following the instructions provided.
anticipate.life will process the request without undue delay and within 21 days of receiving it.
The European Commission has established an online platform for alternative dispute resolutions that facilitates an out-of-court method for solving any dispute related to and stemming from online sale and service contracts.
As a result, any European Consumer can use such platform for resolving any dispute stemming from contracts which have been entered into online. The platform is available at the following link.
By accessing this content and electing to take part in the anticipate.life trial offer, you are agreeing to the anticipate.life Terms and Conditions governing all Users, please familiarise yourself with the same.
These Trial Offer Terms and Conditions of usage encompass, but are not limited to:
The purpose and function of the anticipate.life Application and Service is to allow an anticipate.life Subscriber to securely store and share, in a structured way, content uploaded by the Subscriber or by a Subscriber Invitee and to provide access to such content, in a convenient, controlled and secure manner, as and when required by that Subscriber, or by a Subscriber Invitee or by a Subscriber Nominee and thereby assist and facilitate the Subscriber’s end-of-life planning. For explanation of the terms “Subscriber”, “Subscriber Invitee” and “Subscriber Nominee”, please see the anticipate.life Terms and Conditions.
The provision of anticipate.life Subscriber Services is currently available in Australia and on limited release outside of this country, and Subscribers must be natural/physical persons 18 years of age or older must be natural/physical persons 18 years of age or older.
This 14-day trial period offer is personal and non-transferable and, no allowances or extensions to the offer will apply. The trial period offer cannot be used in conjunction with any other offer. The trial period offer is not open to current or previous anticipate.life subscribers. The trial period offer may be changed at any time.
Subscriptions can be paid for:
If you choose to pay on a fixed 52 weeks term basis, subject to the initial 14-day trial period, you must pay 52 weeks in advance by following the purchasing process in the anticipate.life Terms and Conditions.
If you choose to pay on a lifetime subscription basis, subject to the initial 14-day trial period, you must pay the full lifetime subscription rate in advance by following the purchasing process in the anticipate.life Terms and Conditions.
If you choose to pay for your monthly subscription by direct debit (DD) you can do so by following the purchasing process in the anticipate.life Terms and Conditions. The subscription is deemed continuous, and you will be charged every month.
If you choose to pay for your subscription by continuous card authority, your debit/credit card will be charged each year. Your subscription will be deemed to continue until you cancel, which must be in line with the procedures below. If the price of your subscription increases, you will be given notice, as outlined in the anticipate.life Terms and Conditions.
If you are not completely satisfied or decide the anticipate.life is not for you, you may cancel your subscription (having chosen any method of payment) at any time during the first 14 days by pressing the cancel button located within th adjust plan section. Detailed information on this processs is available via the Chatbot.
If you have any complaints, about how we have dealt with the provision of you anticipate.life trial offer, or have any queries, please contact us as per below.
You can contact us using the Contact Email Address; which is care@anticipate.life or via the Chatbot located in the bottom right-hand side of all screens on our website or application.
Full details of how we hold and process your information can be found in our Privacy and Cookies Policy.
As noted in the 14-day Trial section above, by participating in an anticipate.life trial your obligation to pay the Service access payments, taxes and possible further fees and expenses, as specified on your order page, is waived for the duration of the trial period.
Subject to this, the offer gives you the same controlled access to subscriber only content and benefits on the anticipate.life Application and Service as full subscribers.
This property that enables the provision of the Service.
Any legal binding or contractual relationship between the Owner and the User, governed by these Terms.
Applies where a User is physically present within the EU, regardless of nationality.
Anticipate Life Pty Ltd 10/1 The Esplanade Mt Pleasant WA 6153
care@anticipate.life
Indicates the natural person(s) or legal entity that provides anticipate.life's websites, domains, social media pages, Application and/or the Service to Users.
A service available for purchase through anticipate.life
The sale of Products may be part of the Services.
The service provided by anticipate.life as described in these Terms and Conditions.
All provisions applicable to the use of anticipate.life and/or the Service as described in this document, including any other related documents or agreements, and as updated from time to time.
Indicates any natural/physcial person using anticipate.life's website, domains, social media pages, Application and/or the Service.
Any User qualifying as a natural person who accesses goods or services for personal use, or more generally, acts for purposes outside their trade, business, craft or profession.
Latest updated 10 March 2022
